Author Archives: Luciano Fantin

By Luciano Fantin: This article talks about discretionary measures, which may be demanded by the BCB to owners of payment schemes to guarantee robustness, efficiency and a sound functioning of payment schemes. Although the headline may seem too emphatic, it … Read More >>

By Luciano Fantin – This article relates to the one that I wrote about the payment card industry as of February 24 2014. As cited in my last article about this subject as of February 24 2014, the market vividly … Read More >>

By Luciano Fantin – This article complements the previous ones that I wrote about the payment card industry as of January 24 and February 24 2014. The Brazilian Central Bank (BCB) published two important Circular Letters that deepen and modify … Read More >>

By Luciano Fantin – This article complements the previous one that I wrote about the payment card industry as of January 24 2014. As cited in my last article about this subject as of January 24 2014, Federal Law 12,865 … Read More >>

By Luciano Fantin – This article deals with the new regulatory framework introduced in 2013 for the payment card industry as a whole. A new regulatory framework has been introduced in the Brazilian National Financial System thorough the Monetary Council … Read More >>

This article deals with the matrix management model, especially when it is applied in global banks, and the challenges it imposes to the governance principles. A very poor man once received at night the visit of a ghost, who told … Read More >>

This article touched upon the introduction of new products with some more details, in a complement to my previous article as of April 2013. In the last article that I wrote about this subject, I referred to the closing of … Read More >>

By Luciano Fantin – This article deals with the time bomb hidden in the organizations every time a new product is launched without proper attention to the governance surrounding this pivotal initiative. Read More >>